Health Insurance
It is a fact that medical care can be expensive. But, it is, also, often essential for maintaining your own health and the health of your precious family members. Even with extremely healthy lifestyles, things happen.
Maintaining our health and addressing injuries from farm and ranch activities can be an extreme financial cloud hanging over an agriculture-based operation. Associated medical expenses involved in an injury or sickness can radically drain a family's household resources.
Health insurance provides individuals or groups with at least partial reimbursement for covered medical expenses in return for an upfront periodic fee.
Health insurance coverage can help determine how much health-related financial risk a household bears.
According to the USDA, in 2015, 9.1 percent of the U.S. population had no form of health insurance at all. In comparison, 10.7 percent of farm household members lacked any sort of health insurance, indicating that they faced slightly higher health-related financial risks than the general population.
Your AGRM&I agent can help you determine your needs and obtain the right health insurance products that will best meet the particular needs that your family has.